SERVICES
Fractional CTO Services Built Around Your RIA
Wealthtech Advisory provides executive-level technology leadership for RIAs that need clearer strategy, stronger oversight and greater confidence in the decisions shaping their firms.
Tim connects technology, cybersecurity, vendors and long-term growth through an ongoing fractional CTO relationship.
One Technology Leader Across Your Entire Environment
Technology decisions inside an RIA are often divided among the owner, COO, MSP, compliance team, employees and individual vendors. Each party may understand one part of the environment, but no one is responsible for connecting everything to the firm’s larger goals.
As your fractional CTO, Tim provides the leadership layer that brings those responsibilities together.
Tim helps your firm:
- Connect technology priorities with business objectives
- Establish clear ownership and accountability
- Evaluate risks, recommendations and spending
- Coordinate vendors, the MSP and internal leadership
- Prepare technology for continued growth
- Explain complex technology decisions in clear business terms
- Maintain progress after the initial roadmap is completed
You gain an experienced technology leader without the cost or commitment of adding a full-time executive.
Technology Leadership Built Around Your Firm
Every RIA has a different combination of systems, vendors, risks and strategic priorities. Tim’s role is to help leadership understand the complete environment and make decisions that support the firm’s future.
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
Technology Strategy and Roadmaps
Create a practical technology plan directly aligned with the firm’s business goals.
This may include:
- An 18-to-36-month technology roadmap
- Technology priorities and project sequencing
- Technology budgeting
- System and integration planning
- Identification of unnecessary or overlapping tools
- Roadmap reviews and updates every six months
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
Cybersecurity and Risk Governance
Help leadership understand, document and oversee the risks surrounding the firm’s technology and data.
This may include:
- Firm-level cybersecurity reviews
- Cybersecurity governance and SEC compliance support
- Data-access and data-protection reviews
- Incident-response planning
- Business-continuity considerations
- Documentation of responsibilities and controls
- Executive-level risk communication
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
Vendor and MSP Oversight
Provide an independent set of eyes on the technology providers supporting the firm.
This may include:
- Quarterly MSP performance reviews
- Review of ticket counts and recurring issues
- Evaluation of response times and end-user support
- Assessment of security and backup responsibilities
- Validation of MSP recommendations and completed work
- Vendor-risk assessments
- Contract and renewal support
- Clear service expectations and accountability
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
Vendor and Product Evaluation
Help the firm independently evaluate new systems and determine whether existing solutions remain appropriate.
This may include:
- Identifying business and technology requirements
- Comparing vendors and platforms
- Evaluating security, data access and integration capabilities
- Reviewing costs and implementation considerations
- Assessing whether existing systems are being fully used
- Identifying duplicate or unnecessary functionality
- Supporting vendor selection and implementation decisions
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
Growth, M&A and Technology Change
Prepare the firm’s technology environment for growth, acquisitions and other major business changes.
This may include:
- Technology preparation for adding advisors or employees
- M&A technology due diligence
- Review of a target firm’s technology and data environment
- Identification of redundant or incompatible systems
- Custodial platform and integration considerations
- Post-acquisition consolidation planning
- Platform migrations
- Scalability and operational-readiness planning
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
AI Readiness and Strategy
Help the firm evaluate and adopt artificial intelligence without creating unmanaged risks.
This may include:
- AI-readiness assessments
- Identification of practical workflow opportunities
- AI vendor and product evaluation
- Data privacy and security considerations
- AI governance and acceptable-use guidance
- Compliance-conscious implementation
- Ongoing evaluation as AI capabilities and risks change
No Long-Term Technology Owner
Technology responsibility frequently falls to the founder, CEO, or COO, even when technology leadership is not their primary role.
A Continuing Leadership Relationship, Not a One-Time Report
Technology planning does not stop when an assessment is completed or a roadmap is delivered. Priorities change, vendors evolve, cybersecurity risks develop and business growth creates new demands.
Tim remains involved to help the firm execute its plan and make informed decisions as circumstances change.
An ongoing fractional CTO relationship may include:
- Regular meetings with the firm’s leadership
- An 18-to-36-month technology roadmap
- Roadmap updates every six months
- Quarterly reviews of MSP performance and deliverables
- Annual vendor-risk assessments, with selected vendors reviewed throughout the year
- Annual firm-level cybersecurity reviews
- Evaluation of new technology options
- Budget and project planning
- Support during acquisitions and major system changes
- Guidance during unexpected technology issues
- Executive reporting and accountability
The exact combination of services is built around the firm’s goals, environment and level of complexity.
Independent Leadership on Your Side of the Table
Your MSP plays an important role in maintaining systems, supporting users and resolving daily technology issues. Vendors provide the platforms and products your firm uses.
Tim provides a different level of support.
He works on behalf of the RIA to:
- Translate business objectives into technology priorities
- Give the MSP clear direction
- Independently evaluate vendor and MSP recommendations
- Confirm that work is complete and aligned with expectations
- Coordinate decisions across providers
- Identify gaps that may fall between different vendors
- Hold providers accountable for performance and follow-through
Your MSP manages and supports technology. Tim helps your leadership team decide where the technology should take the firm.
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
MSP and Vendors
Implementation, maintenance, user support and daily execution.
No Clear Technology Roadmap
Technology decisions are made one at a time without a long-term plan connecting them to the firm’s business goals.
Fractional CTO
Strategy, oversight, prioritization, evaluation and accountability.
No Long-Term Technology Owner
Technology responsibility frequently falls to the founder, CEO, or COO, even when technology leadership is not their primary role.
Clear Leadership With Clear Responsibilities
Wealthtech Advisory provides technology leadership and oversight. Tim does not replace the providers responsible for daily IT operations.
Tim does not:
- Operate an employee help desk
- Resolve routine support tickets
- Replace the firm’s managed service provider
- Sell software or receive commissions for recommending platforms
- Promote a predetermined technology solution
- Serve as the firm’s attorney or compliance officer
- Guarantee regulatory or cybersecurity outcomes
This independence allows Tim to evaluate recommendations based on the firm’s needs rather than the sale of a particular product or service.
Technology Decisions Made With Greater Clarity
With consistent fractional CTO leadership, an RIA can move from reactive technology decisions to a more intentional and defensible approach.
The firm gains:
- A technology roadmap connected to its business strategy
- Clearer priorities, ownership and accountability
- Stronger oversight of vendors and the MSP
- Greater understanding of cybersecurity and data risks
- Better preparation for growth and acquisitions
- More informed technology spending
- A trusted technology leader available when important decisions arise
The goal is not to add more technology. It is to make sure the firm’s technology supports where the business is going.
What Does Your Firm Need From Its Technology?
Start with an RIA Technology Leadership Assessment to discuss your current environment, most important priorities and whether ongoing fractional CTO leadership is appropriate for your firm.
